Loan

Financial responsibilities may seem like a burden when you do not have the needed resources.

Kerala High Court presses the central government to consider loan waivers for Wayanad landslide-affected individuals, citing long-term livelihood destruction. The central government acknowledges loan waiver provisions but cites limitations and the need for NDMA approval.

In the last two quarters, both disbursements (new loans given) and the overall loan book (Assets Under Management or AUM) had been falling. However, the fourth quarter (4Q) brought some good news.

Can senior citizens get a home loan? Banks consider factors like age, income, and repayment ability when providing loans to senior citizens. Learn about loan eligibility, interest rates, and loan terms.

A CIBIL score is super important for getting any loan approved. It's a three-digit number that sums up your past borrowing. You can build a good credit score even without a credit card.

Central and state governments implement housing schemes for the poor. The Pradhan Mantri Awas Yojana (PMAY-U 2.0) provides subsidized homes for urban poor and low-income groups. The Tamil Nadu government's 'Kalaignar's Dream Home' scheme replaces huts with concrete houses, offering eligible beneficiaries homes worth Rs 3.50 lakhs. Additionally, loans can be obtained through women's self-help groups.

On July 1, 2015, RBI included loans up to Rs 15 crore for projects such as solar-based power generators, biomass-based power generators, micro-hydel plants, and other non-conventional energy-based public utilities like street lighting systems and village electrification.

Why pay full price when your credit card can cover part of the bill? Let us explore the smartest ways to use those hard-earned rewards.

In these guidelines the central bank has also clarified that loans taken against gold jewellery acquired by banks from Non-Banking Financial Companies (NBFCs) will not be considered under the priority sector lending category.

A detailed look at how to get an agricultural loan in India, including the necessary documents and eligibility criteria.