Women's Day 2025: Top 5 best savings plans for all you ladies; secure your future in 2025

International Women's Day is celebrated on March 8th. In today's modern era, although women are progressing in all fields, some women still lack financial independence. Let's look at schemes that help women achieve financial independence.

There are many options for women who want to invest in schemes run by the post office. Investing in these schemes not only provides social security for female investors but also provides good returns. In this article, we will explore the top five investment and social security schemes, understanding their features and benefits.

The Sukanya Samriddhi Savings Scheme is specially designed to secure the future of daughters. You must invest in this scheme before your girl child turns 10 years old. Investing in it offers an interest rate of 8.2% per annum. This account can be operated for a maximum of 15 years from the date of opening. The interest rate of the Sukanya Samriddhi scheme will be reviewed every three months. Interest will be credited to the account at the end of each financial year. Deposits made under the scheme are eligible for deduction under Section 80C.

Post Office Monthly Income Scheme

If you want to receive a fixed income every month from your savings, the Post Office Monthly Income Scheme is a great option. The minimum investment in this scheme is ₹1000, and it offers an interest rate of 7.4%. This scheme helps create a regular source of income.

The National Savings Certificate is a safe and low-risk scheme suitable for all types of investors. The minimum investment in this is ₹100, and its maturity period is 5 years. However, from October 1, 2024, there will be no interest on deposits in the new NSC, but until September 30, 2024, deposits will get 7.5% interest.

The Post Office Public Provident Fund (PPF) scheme is an excellent long-term investment scheme. A minimum of ₹500 must be invested in it, and the interest rate for it is 7.1%. This scheme is a safe and beneficial option for long-term investors.

Mahila Samman Bachat Patra

The Mahila Samman Savings Certificate is a special risk-free scheme for female investors. Women of all ages can invest in it. A maximum of ₹2 lakh can be deposited in one account in this scheme. Here, an annual interest of 7.5% is available, and 40% of your deposit can be withdrawn after one year.

By investing in all these post office schemes, women can secure their future and become financially self-reliant.